If you've been considering buying your own home, but you're unsure about all the different aspects of the home buying process, I can help you. My comprehensive home buying services include helping you with your home search, helping you arrange financing, negotiating a good deal and completing all the details of the transactions. Best of all, these expert services require no obligation and don't cost you anything.

Owning a home is a dream that should come true for everyone. It may be a lot easier for you to realize this dream than you think. Particularly in today's hot market, where home values are rapidly appreciating and mortgage rates are so low, owning your own home can be an excellent way to build up your assets.

I encourage you to read the following information and call or email me with any further questions of concerns.

10 Steps to Home Buying

1. Choose a realtor you feel comfortable with and can trust.
2. Pre-qualify with a lender, to know what price range of a home you need to look for.
3. Begin your search for your new home.
4. Write an offer.
5. An accepted offer becomes a contract.
6. Appraisal ordered by the lender.
7. Home inspection from a licensed inspector.
8. Relax.
9. Your Realtor will work behind the scenes now. Assuring the termite, survey and abstract examination takes place. As new information comes in, you will be informed every step of the way.
10. Schedule closing.

"YOU ARE NOW A HOME OWNER"

0 DOWN?

WHAT DOES THIS MEAN TO YOU:

This does not mean, you can buy a home without any upfront money. The good news is, you can buy a home with very little upfront money.

You will need the following to start your home buying process from teh beginning of the transaction:

• 1% of the purchase price. This is called earnest money. This ensures the seller you are serious about buying their home and asking them to take it off the market.
• Appraisal money to the lender. This can range from $300-400, depending on the type of loan you choose. In most cases, this money is reimbursed to the buyer from the seller at closing.
• Home Inspection. This is highly recommended, but not a requirement. A licensed inspector of your choice will check for many things in the new home you are buying. He/She will provide you with a written report. If any repairs are needed, we will notify the seller. The price range is $165-300.

Multiple Listing Service
"MLS"

You may have heard the word or seen the logo in Real Estate advertising but do you know what it really MEANS TO YOU AS A HOME BUYER?

Most importantly, MLS gives you the opportunity to choose a REALTOR that is a personality match to you and your family.

MLS takes the worry out of missing the chance to purchase your dream home because you didn't choose the REALTOR that listed it.

MLS is a service provided to subscribing REALTORS enabling us to have access to every listing in Lawton.

Feel Free to search the MLS Database from my website.